Built for the business of being a creator
We're a non-recourse invoice factoring company purpose-built for the creator economy. Our job is simple: get you paid for the work you've already done — fast, without debt, and without risk.
The creator economy runs on Net-30s. Creators don't.
A full-time creator signs a brand deal, delivers the content, publishes on time — and then waits two months to get paid. Meanwhile rent is due, equipment needs upgrading, and the next campaign has already started. The brands aren't bad actors. Long payment terms are just how corporate finance works. But that doesn't mean creators should have to absorb it.
The traditional options are bad: wait it out, take a high-interest advance, or factor through a provider built for trucking companies — not YouTube channels. MajorPaid exists because none of those options were good enough.
Invoice factoring — not a loan
We purchase your brand deal receivable outright. You get paid by us. The brand pays us later, on their original terms. Because this is a sale of your invoice — not a loan — there's no interest, no debt, and no credit check on you.
Submit your signed contract
Upload your brand deal agreement and we verify the work, the brand, and the payment terms. Our engine checks everything — so you don't have to chase anyone.
We buy the invoice
Once verified, we purchase your receivable. You get paid the next business day, minus a single flat fee. The brand now owes us — not you.
We collect from the brand
The brand pays us on their original Net-30/60/90 schedule. If they don't pay — that's our risk to carry. You keep your money either way.
Our principles
Speed is a feature
Waiting 30, 60, or 90 days to get paid isn't a standard — it's a power imbalance. We built MajorPaid to flip it.
We carry the risk, not you
Non-recourse means that if a brand doesn't pay, that's our problem — not yours. You delivered the work. That should be the end of your obligation.
Transparency over fine print
Our fee is a flat percentage of your deal, calculated upfront before you sign anything. No hidden charges, no compounding interest, no surprises.
Creators are partners, not products
We make money only when your deal closes successfully. Our incentives are aligned with yours — if you win, we win.
A small team with a clear mission
MajorPaid was founded by people who saw the same problem from different angles: the creator side, where real businesses are run on spreadsheets and prayer because payment timelines are unpredictable; and the finance side, where the mechanics of receivables factoring have existed for decades — just never for this industry.
We believe the creator economy is a real economy. That means creators deserve real financial tools — not high-interest advances dressed up as fintech, and not spreadsheets with fingers crossed.
We're an early-stage company serving creators in the USA and Canada. If you have questions, reach out directly — we read every message.